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Finance Equipment

Financing & Payment Options

Empower Your Business with Flexible Payments

Investing in the right tools shouldn't drain your cash flow. From heavy-duty equipment to essential supplies, IMECA offers a variety of ways to pay that fit any budget.

01

Professional Equipment Financing

For big-ticket items and professional workstations — low monthly payments and tax advantages.

Fastest Approval

ClickLease

Perfect for startups and established businesses alike. Get a real-time credit decision in seconds with no hard credit pull.

  • Real-time decision in seconds
  • No hard credit inquiry
  • Pay as you earn
Apply with ClickLease
Larger Investments

First Citizens Bank

Ideal for larger investments. Structured long-term financing with competitive rates from a trusted name in business banking.

  • Long-term structured financing
  • Competitive interest rates
  • Dedicated business advisor
Apply with First Citizens

Why Finance?

Keep your capital for operating expenses and take advantage of potential Section 179 tax deductions.

02

Buy Now, Pay Later

Smaller items or accessories? Spread the cost over time at checkout.

Affirm
Flexible Monthly Plans

Choose a payment plan that works for you. See exactly what you owe upfront — no hidden fees, no surprises.

3 months 6 months 12 months 24 months 36 months

Select Affirm at checkout. Subject to eligibility check.

Shop Pay Installments
Fast · Easy · Secure

Split your purchase into 4 interest-free payments, or choose monthly installments for larger orders.

4 payments · 0% APR 3 months 6 months 12 months

Select Shop Pay at checkout. Subject to eligibility check.

Three Steps to Get Approved

Quick, easy, and built for busy professionals.

1

Select Your Items

Add your desired products to the cart from any IMECA collection.

2

Choose Your Path

Equipment Financing on product pages, or BNPL options at checkout.

3

Get Approved

Complete the brief application and get your gear moving — fast.

Financing Disclosures

Affirm

Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. APRs range from 0–36%. California residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lender license. For licenses and disclosures, see affirm.com/licenses. For example, an $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR. See affirm.com/disclosures for full terms.

Shop Pay Installments

Rates from 0% APR or 10–36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers: affirm.com/licenses.